What You Can Do to Stop Garnishment with a Bankruptcy Attorney

November 9, 2018
A Woman Reading a Letter — Florissant, MO — Teague & Associates, LLC

Is there money missing from your paycheck this week? If you have unpaid balances for child support, student loans, a court judgment or back taxes, some of your wages may be garnished. This occurs when the court requires that your employer hold back a portion of your income. They will send the money that was withheld to the company or individual to whom you owe fees until the debt is paid in full. There are varying rules regarding garnishment. It depends on what kind of debt you have, and there is a cap on how much of your wages can be withdrawn. For direction about this situation, see if there is a way to stop garnishment with a bankruptcy attorney.


Court judgment wage garnishments happen when you lose a court case and there is a money judgment against you. Most of the time this is in conjunction with a court order. Federal laws regulate how much of your wages are taken away and it is different from state to state. You can protest a judgment with a lawyer’s assistance.


If you owe alimony or child support, the court will begin wage garnishment and pay it to your former spouse or the other parent of the child(ren). Typically, more money is garnished for child support than in other circumstances.


Student loan nonpayment is one circumstance when a court order is not necessary for garnishment. The lender informs you in writing about 30 days before money is taken from your paycheck.


The IRS does not need a court order to collect back taxes through garnishment.


Find out about your rights and how to stop garnishment with a bankruptcy attorney by calling or texting Teague & Associates, LLC, at (314) 899-4499.

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2536 South Old Highway 94

Suite 222

St. Charles, MO 63303

720 N. Hwy 67

Florissant, MO 63031

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Call us: (314) 899-4499

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